The Insolvency Group Limited are proud to be a member of the Insolvency Practitioners Association (IPA) Volume Provider Regulation Scheme. The IPA strongly believes that the Volume Provider Regulation Scheme, a first in the insolvency profession, will deliver lasting confidence in the personal debt solutions market.

Launched by the IPA, the Volume Provider Regulation (VPR) Scheme came into effect on 1 January 2019.

The VPR Scheme was rolled out in response to the rapid development of the Individual Voluntary Arrangement (IVA) market – the most commonly used debt solution in England, Wales and Northern Ireland. The Scheme provides some of the closest scrutiny seen in financial services. More information on the Scheme, including the IPA’s Benchmark Report can be found here.

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How Does It Work

We can help write off unaffordable debt through an IVA. An IVA is an agreement between you and your creditors, which allows you to repay only what you can reasonably afford over a fixed period of time.
You agree to make an affordable lower monthly payment to an insolvency practitioner, who will divide this money between your creditors.
Once the IVAs term is completed any remaining debt is written off and you will be debt-clear. You could possibly write off as much as 90%* of your debts.

Imagine life without

Missing out on experiences with friends and family because you’re strapped for cash.

  • Not worrying about bills you cant afford.
  • No longer turning to payday loans.
  • Scary phone calls from creditors or debt collectors demanding payment.
  • Having to worry about covering the cost of everyday essentials.
  • Not worrying about cards being declined at the till.

Typical Example

Here is an example of how an IVA could help you.


*Subject to creditor acceptance *Payment subject to individual circumstance *Credit rating may be affected *Fees apply, subject to individual’s circumstances

Types of Debt

Credit Cards

Store Cards

Payday Loans

Council Tax



We Can Help With These Creditors & More...

Don’t lose yourself to debt. Feel like you again.